Category Archives: Insurance

How to Prevent Theft or Damage to Your DJ Equipment

PMDJ Logo
PMDJ Logo

By Colin McDonald – Insurance Specialist DJs and entertainers often own significant equipment of great value, which increases the potential for theft. If your equipment is destroyed or stolen, it has to be repaired or replaced.  On top of that, you will be unable to work until the equipment and other materials are replaced. Here…

Equipment Coverage – Inland Marine

insurance coverage

By Trevor Drake, “Insurance Professional” When you purchase coverage for your DJ equipment as part of your policy, you will see it listed on your certificate of insurance under the “Inland Marine” heading. You may ask, why would equipment coverage be listed as Inland Marine? Well, let’s take a look at exactly what this coverage…

Primary/Non-Contributory Insurance Coverage

Insurance-Coverage

By Trevor Drake, “Insurance Professional” Have you ever been notified by a venue that they MUST have primary / non-contributory language on your certificate of insurance? What does this mean to you, and what should you do? Let’s start with what it means, they want your insurance coverage to be “primary” and their coverage to…

Do I have to make a mistake to be named in a lawsuit?

Lawsuit

By Trevor Drake, “Insurance Professional” The simple answer to this question is unfortunately, “NO.”  We see many instances where a DJ is playing a gig where an incident happens and the DJ is named in a resulting lawsuit because they were on site during an incident. In our current state of affairs, we often find…

Proper Insurance Coverage

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By Trevor Drake, “Insurance Professional” Insurance comes in all different shapes and sizes and is available for any type of situation where you want to mitigate your potential for loss. From protecting the top decision makers of fortune 500 companies, to protecting the top draft picks of your annual fantasy football league. It is important…